Table of Contents
Contact information for Linda Hines:
Phone:
715-273-0128
E-mail:
linda.hines@ebasllc.com
.
Page
Description
Click on the description to hyper-link
1
Home
< List of Pages >
2
Course Objective
3
Course Outline
4
Consumer Driven Health Plans - Partially Self Funded / Cost Shifting
5
Consumer Driven Health Plans - Cost Control
6
Consumer Driven Health Plans - Cost Control
7
Consumerism
8
Carve Out – Way to help with Cost Control
9
Carve Out Nuts & Bolts
10
Who is Self Employed?
11
Individual Insurance Carve Out for Self Employed Owner
12
Individual Insurance Carve Out for Non-Employee Owners
13
Individual Insurance Carve Out for C Corp
14
Defined Contribution Carve Out
15
Brief Case Study
16
Brief Case Study HSA Qualified
17
Brief Case Study HSA Qualified High Deductible Plan -
One Family Aggregate Deductible
18
Brief Case Study HSA Qualified High Deductible Plan -
Two Times Family Aggregate Deductible
19
The Current Plan Design
20
Original Plan Design and Rates
21
The Proposed Purchased Plan
22
HSA Qualified Plan
23
Proposed HRA Plan
24
Non-Linked HRA to an Insurance product
25
Link HRA Plan
26
Maximum Risk = Minimum Savings
27
Projected Risk = Projected Savings
28
Proposed HSA Plan
29
Proposed HSA Plan - Remember
30
Proposed HSA / HRA Plan
31
Non - Link HRA
32
Over Age 65 Carve Out
33
Over Age 65 Carve Out w/ HRA
34
Over Age 65 Carve Out w/ HRA - Roll Over of Unused Funds
35
Section 125
36
Section 125 Cafeteria Plan - Comonents
37
Section 125 Cafeteria Plans / Flexible Spending Accounts
Medical & Limited Medical
38
Section 125 Cafeteria Plans / Flexible Spending Accounts
Dependent Care
39
Section 125 Cafeteria Plans / Flexible Spending Accounts
Individually Owned
40
Defined Contribution Plan
41
Section 125 Cafeteria Plans - Flexible Spending Accounts
42
2005 IRS Extension on FSA’s
43
FSA Extension Rules
44
Key To Successful Plan
45
Educating the Consumer
46
Educating the Consumer 2
47
Educating the Consumer 3
48
Educating the Consumer 4
49
Educating the Consumer 5